fbpx
Connect with us

College Life

5 Surprisingly Easy Ways Students Can Save Money Throughout College

Published

on

4 hands holding money.
Source

Almost every college student asks themself the daunting question, “How will I pay for this?” Even worse, many students question how they will pay for college, additional expenses, like an off-campus apartment and food, as well as have money saved for their life after graduation. It’s no secret that American universities are costly, and the majority of students can’t afford multiple years without some financial assistance. Even with years of savings, it can be close to impossible to afford the steep college tuition and other fees.

A view of a few buildings on a college campus.
Source

Leaving college with some sort of savings built up is crucial, especially if there is no guaranteed job for you post-graduation. Fortunately, there are several ways to conserve money through college, even when it feels like every penny is going straight toward your education.

These are 5 ways you can save money throughout college:

1) Use that you pay for

College students, freshmen especially, have access to a plethora of resources that they oftentimes forget all about. Many universities offer free health services to enrolled students, such as counseling and therapy for students in need of someone to talk to. Additionally, there are often multiple departments in place to help students through emotional and personal crises.

Universities with their own hospitals and health care systems often make those services available to students for little or no cost. When it’s time to make appointments or have a regular check-up, your university’s health care system can be an excellent way to save money while staying up to date on your health.

Bookshelves filled with books.
Source

Additionally, students pay thousands of dollars for access to all sorts of educational materials, including on-campus libraries and even their professors’ time. Rather than spending money to subscribe to online encyclopedias and question forums, students have the opportunity to utilize their university’s access to a surplus of information, both in physical books and online. With this comes weekly office hours for students to meet with professors and instructors.

The faculty at your college want to help you, so be sure to reach out and ask questions rather than wasting time and money finding vague answers elsewhere.

2) Eat in, not out

Most college freshmen have a dining plan, though not all students take complete advantage of it. It can be all too easy to head out for the night and grab a bite to eat at a local restaurant or swing by your favorite coffee shop every morning. Sometimes, there might even be a special occasion that calls for a night out with friends.

There is always reason enough to treat yourself, but students should enter college prepared to put certain limits on how much is too much. With a traditional dining plan, students can get three meals, sometimes more, a day. While meal plans are still quite expensive once added onto your university bill, they can easily be taken advantage of so that you get your money’s worth by semester’s end.

A container of food, soup, and a menu next to some books.
Source

Not only that, but utilizing this dining plan ensures you don’t spend money needlessly on eating out or having food delivered. While it might not seem like a hefty expense, ordering food quickly adds up, and students will see that reflected after several months of this.

3) Find other ways to get your textbooks

Textbooks are a critical aspect of the college learning process, and nearly every class has at least one required text to read from. Some books can be relatively cheap depending on their size and content, but others can range from 100 to 200 dollars.

A container of school books.
Source

In the digital age, students and universities have gotten creative with the use of textbooks. Some websites provide a surplus of online books to students free of charge, while others offer links to cheaper retail sites or access to brief sections of these books for no cost.

Many students often forget to check before buying their textbooks at full cost, but many universities offer students the chance to rent their textbooks. This is a fantastic way to save money, and it can be especially helpful when fulfilling general education requirements and other classes that might not necessarily remain relevant to students beyond their first year or two at university.

4) Get creative with your transportation

Most college campuses are designed across a very close proximity, with most campus buildings being within a short walk of each other. However, some stray buildings might be scattered around the outskirts of campus, creating an inconvenience for students who have to make it there on time for classes.

A yellow bus in a parking lot.
Source

In larger urban areas, many students might default to using Uber or Lyft to navigate their wide campuses. What many students fail to realize is that there are multiple bus routes offered by their universities for free, with buses running as regularly as fifteen to twenty minutes. Rather than spending several dollars on Uber, Lyft, or inner city taxis, students can utilize their campus resources for transportation.

Additionally, college campuses are often designed for maneuverability, so there is always extra walking space, and even room for bicycling, skateboarding, or roller skating for those students who choose to bring their equipment to campus.

5) Find Inexpensive Ways to Have Fun

Part of every college experience are the memories, and they happen in countless mediums, whether they are spontaneous or planned well in advance. Some might be costly, but others can be cheap or even free if you know what to do and where to look.

The college lifestyle has led to booming communities that thrive on the flow of money from students during the academic year, with restaurants and bars popping up all over college towns. However, there are still plenty of ways to go out and have fun without spending large sums of money.

Student organizations or intramurals are a great starting point to make friends and find fun activities to participate in.

Many student organizations will often host events on weekends, and recreational sporting teams have games all week long. Even outside of organized events, students can find public basketball courts and soccer fields in local parks.

Depending on where your university is located, there can also be a plethora of sights to see, whether it be monuments, downtown murals, and so much more. Some college campuses are even located near fantastic hiking trails, which can offer gorgeous views and easy access to engage with nature.

Two people hiking in the mountains.
Source

Developing proper savings and spending habits will only serve to boost your opportunities, and students can still have fun while doing it.

Regardless of how you do it, saving money through college is crucial for preparing for life after. There are countless ways to do it, even if it means keeping a close eye on every transaction. No matter what, college is an unforgettable time in every student’s life, and it can lead to so many opportunities beyond your education.

Continue Reading

College Life

5 Critical Questions to Ask When Moving in With Your First Roommates

Published

on

The situation is this: you’re officially renting your first place. No more close-quarter dorms or parents looking over your shoulder. You might be feeling a variety of emotions, depending on why you’re moving out. Anxiety, excitement, and sadness are all valid. On top of all that, you are looking for your first roommate. Don’t worry— you’re not alone, even if you’re moving out only after your freshman year of college! In fact, you’re in good company. According to a study by the Bureau of Labor Statistics, the average age of people first moving out is 19.

One of the most important things, besides remembering to pay rent, is getting along with your roommates.

Whether they’re people you’ve known for years, or someone you are just meeting now, chances are you don’t really know all of the ins and out of living with them. Who will buy the toilet paper? Who washes the dishes?

Here is a list of questions to ask your roommates when moving in together!  

Which roommate buys the paper products? 

As silly as it may seem, this is an important question to ask! You don’t realize how much toilet paper, paper towels, or tissues you may use. The last one is especially important if you have allergies. Last year, the average person spent $120 annually on paper products! 

You have to be prepared if you don’t want to buy your own stock every week or so. If the roommates are already set up, send them a text if you can, or learn when you get there. But if everyone’s newly coming together, have a discussion with your roommates and decide on what sounds good for you! It might be that everyone buys their own stock. Or it could be whoever’s out just buys it! Maybe everybody chips in! It’s up to you and your group. While you’re out, don’t forget to get plastic wrap and foil, too! 

Do we want to share dishes? 

This is another thing that depends on if you’re all coming together for the first time, or moving into an already established house. If you can’t get a hold of the people you’re moving in with, it’s smart to have two full sets for yourself. Then, you can wash and alternate just in case. If you’re moving in with a whole new group, however, it’s important to convene on this. This way, you may be able to get a larger set of dishes for cheaper with everyone chipping in. When getting dishes, however, you also have to remember to get kitchen utensils and appliances, if they’re not included. It’s probably not reasonable for everyone to have their own toasters, but it might make sense for everyone to have their own spatulas.

Who pays for WiFi? 

Considering a student’s reliance on the internet, you need to know who the WiFi will be under. If you’re moving into an already established household, it’s easy! Just learn who pays for it and make sure to pay them your share every month. If you’re moving in with a whole new group, you have to sit down and decide who will pay for it. Be on the lookout: if you already have a phone plan, you might be able to get a good deal on an internet plan too. 

Do we want to share food? 

You don’t want to be the person stealing food from your roommates, after all! If you’re with friends, you might feel comfortable sharing food. However, if you’re moving in with strangers or acquaintances, you might not. Roommates might want to share some items, like spices or baking products. Things like meat, yogurt, or cheese might be a little too much to share. Similarly, you might want to figure out if you want to cook together, especially if you’re with friends. This is important to know not only for budgeting, but for knowing what times you can use the kitchen! 

What furniture do we need?

Again, your response will change if you’re moving in with a pre-established group or a new one! Pictures from the landlord should answer most of the questions, but it’s important to make sure the pictures are up to date! If there is no furniture, Ikea and Target are great options for new cheap furniture. But if you’re on a bit of a budget, don’t worry! There are plenty of options on Facebook Marketplace or at local thrift stores.

Figure out what you need for common areas like living rooms, and keep in touch about what you find. 

Moving into a new place for the first time is an exciting experience, but it can also be terrifying. Despite that, there’s definitely no reason to panic. Just keep these questions in mind, and you’ll be ready to take on the world!

Continue Reading

College Life

Learning Styles: How To Recognize Yours & Maximize Your College Studies

Published

on

People sitting around a table in conversation.

We’ve all heard the phrase “I’m a visual learner” or “I’m an auditory learner” before, but what does that actually mean? These statements refer to the theory of “learning styles.” This is essentially stating that we all have a predisposition towards taking in information a certain way. This theory goes as far back as Aristotle in 300 BCE, but has gone through a few evolutions since then. One of the prevailing models of learning styles currently is the VARK model, created by Neil Fleming in 1987, which stands for visual, auditory, reading/writing, and kinesthetic learning. 

This is a breakdown of the types of learning styles, how you can recognize if you belong to them, what that actually means, and ways to improve your learning utilizing that knowledge.

VISUAL LEARNER

How to Recognize It: 

Visual learners are, shockingly, focused heavily on images and visualizations. Do you feel as though you only really remember something if you see it? Do you think as much in images as you do in words or feelings? Do you rely heavily on visual cues when interacting with other people? If these are true, you may have a visual learning style.

Strengths and Weaknesses:

Visual learners thrive off of graphical information. Being presented with a chart or diagram makes sense and you’re great at decoding images. When asked to explain something, you’re pulled to visualize it in some way, maybe with gestures or a drawing, and you are great at making that leap between what’s in your head and what exists in the real world. However, when that visual element isn’t at play, you may find it harder to remember information or conceptualize something new to you.

“Visual learners learn best by seeing. Graphic displays such as charts, diagrams, illustrations, handouts, and videos are all helpful learning tools for visual learners.”

Tips for Learning with this Style:

Since visual learning is your wheelhouse, play to that strength. Use study tools like flashcards, concept and thought maps. Try to find videos or images describing concepts you’re trying to understand.

“Since sight is key, visual learners need materials in front of them to help get the information fully committed to memory.”

Simple things as well, like color-coding notes or highlighters may help you retain and file information more efficiently. Try out a few of these ideas and see how it works!

AUDITORY LEARNER

How to Recognize It: 

Do you feel at your best during lectures? Do you prefer podcasts over just about anything else? Do you have a habit of talking aloud to yourself to keep on task? You might be an auditory learner. 

Strengths and Weaknesses:

Auditory learners thrive off of sound. When they’re left solely with reading or still images they may find it difficult or impossible to focus, whereas they feel perfectly at home listening to a teacher talk about the very same topic. To many people, lectures and podcasts might be understimulating, but to you, they’re perfect. Auditory information sticks in your memory and you remember whatever you’ve heard really well. Additionally, verbalizing your ideas is something you’re good at, and you are great at getting your point across with words. Conversely, if you have to learn something another way you might have some difficulty. Schools focus heavily on visual assignments like reading and graphics, so you might find it difficult a lot of the time to thrive in modern classroom environments.

Tips for Learning with this Style:

Listening and speaking help you learn, therefore do them as much as possible! Ask to record lectures so you can replay them for yourself later. Raise your hand and talk in class, as verbalizing your ideas will help you remember them later.

“Talking about your ideas and voicing your questions will increase your understanding of the material.”

Additionally, as simple as it is, reading assignments aloud can also help you retain the information. Just hearing the information out laud might be all it takes for it to click.

READ/WRITE LEARNERS

How to Recognize It: 

Are reading assignments your favorite? Do you feel completely comfortable with essays and writing assignments? Maybe you like to write on your own time, or never leave home without a book? You might learn best through reading and writing. 

Strengths and Weaknesses:

Reading/Writing learners work best with the written word. Text is easy to recall for you and putting your thoughts down as words is a simple task. Essays and other papers are not the source of stress you might’ve seen many other people experience and a long reading assignment is something you can really sink your teeth into. However, graphical depictions, lectures, and other methods of instruction might slip past your hearing altogether. You really need to have the words in front of you before they make sense or are retainable.

Tips for Learning with this Style:

Words work best for you, so use them! Write out study lists, take extensive notes and reread them to review. Take any term or information that’s important, and rewrite it. The act of putting it down in your own words will help you retain it, and so will simply rereading it. Phrase whatever you can into words and you’ll really be able to master the information.

KINESTHETIC LEARNER

How to Recognize It: 

Have you been told since you were a kid that you have too much energy? Do lectures and long assignments leave you fidgety and desperate to move? Did you buy a fidget spinner during the craze a few years back? You might have a kinesthetic learning style.

Strengths and Weaknesses:

Kinesthetic learners learn best when their bodies are being engaged during the learning process. That means muscle memory is something that forms incredibly quickly for you, maybe after only one or two tries. You might also have a fast reaction time and feel constantly energetic. However, all those traits may detract from traditional classroom learning. Staying still for long periods of time may stagnate your brain and cause information to go in one ear and out the other.

Tips for Learning with this Style:

The most important thing to remember with a kinesthetic learning style is that your body needs to be involved in some way. Walk around your room while looking at notes, use a fidget-toy during class to help you focus on lectures, make notations and marks on whatever you’re studying. The act of tying the information to movement will help it stick.

“Often, those with a kinesthetic learning style have a hard time learning through traditional lecture-based schooling, because the body does not make the connection that they are doing something when they’re listening without movement.”

Learning styles are a great tool for your educational journey, even into college. Hopefully, these tips will help you maximize your learning by playing to your strengths with your learning style.

Continue Reading

College Life

5 Ways to Tell if You are a Workaholic

Published

on

During the COVID-19 pandemic, many people have been working from home as students and employees. Many have fallen into the cycle of overworking without taking time for themselves. Here are a few ways to tell if you are becoming a workaholic, as well as ways to have a healthier work routine. 

1. Working countless hours a day 

One of the easiest ways to identify workaholism is when you lose track of how long you have been working. Getting up from your desk and not knowing the time, missing meals, or realizing that you have worked into the early morning hours are all signs of this phenomenon. The solution to this is simple: create a daily work schedule that allows your brain and body to relax, allocating time for meals, sleep, and other leisurely interests you may have. This will not only be beneficial to your mental health, but also to the content of your work, as many studies have shown a correlation between being well-rested and creating quality work.

2. Losing contact with friends and family due to overworking

The isolation caused by the pandemic makes it extremely hard to feel connected to the people in our life, especially if we do not regularly see them. For people who are naturally introverted and work-driven, quarantining makes it easy to use work as a coping mechanism for loneliness and other negative emotions that may be exacerbated due to the pandemic. Luckily, in our age of social media, we can stay in contact without physical presence. 

A black and white photo of a women sitting at a table, stressed.
Source

If you feel like you have been losing touch with family and friends, make a goal to reach out to them on a weekly basis. Even something small like checking on a loved one will keep you “in the loop” with those that you cannot regularly see in-person. It is important to remember that we will eventually go back to regular contact with these people, and that in the meantime, it means a lot to just reach out and let them know we are thinking of them. 

3. Deprioritizing your mental health due to overwork 

We have witnessed an astounding drop in the general public’s mental health due to COVID-19, and burying oneself in work is a common coping mechanism that people justify as “quarantine productivity”. Without regularly seeing the people who make sure we are doing okay, the pandemic has forced us to be much more accountable for our own mental health, which is extremely challenging if all our time is consumed by work. 

A women sitting at a table doing work on a laptop.
Source

Like the other solutions on this list, keeping track of your mental health comes down to maintaining healthy routines and checking in on yourself, since contact with others may be difficult. Making sure you do enjoyable activities everyday is integral to keeping your mind healthy. While working may be an easy distraction from dark thoughts or feelings, it is not a solution. Maintaining habits that make you feel relaxed or happy will be much better for your overall mental health. 

4. Dropping hobbies due to an obsessive focus on work

This sign of being a workaholic is as easy to identify as it is to fix. Ask yourself, “are the things I do for fun still a part of my daily or weekly routine?” If the answer is “no”, then most likely you are replacing your hobbies with additional work, which produces anxiety and sadness, as you are more stressed and spending less time doing things you truly enjoy. Simply prioritizing your interests and hobbies, one or two days a week, is a great way of counterbalancing a heavy workload.

A cartoon of a women doing many tasks at once, speaking on the phone, on the computer, holding a purse.
Source

5. Missing out on sunlight or fresh air on a daily basis

One of the easiest ways to make sure you don’t overwork is to get outside, at least once a day, and take a walk or run around your neighborhood. While this may seem easy enough, it can be extremely difficult to motivate yourself to leave the house once you have already started working for the day. Therefore, it’s great to go on a morning walk or jog before you start working. It will leave you feeling more content and energized, so you can start your day on the right foot.

Continue Reading

Trending